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Insights Into Your Med-Pay Insurance Coverage

While Legal Romantics would like to characterize the trial of a lawsuit as a “Search For Truth” that’s not a reality! Cases are decided on the evidence. When reviewing cases before them, judges invariably use the phrase, “The evidence shows”, rather than, “The truth of the matter is”. That first phrase is a reality that filters from the courtroom down ... Read More »

Tips On Renter’s Insurance

Why should you get renter’s insurance and how do you choose the right policy? Well for one thing, I know that the first time I really thought about insurance was the first time I bought a car, and that was because the law made me. Though renter’s insurance is not required usually, it is something I will tell you is ... Read More »

Important Questions to Ask When Choosing Insurance Coverage

Purchasing insurance is clearly a daunting task for many, but because it’s more or less a necessary evil I’ve listed a number of key factors to consider when you finally do take the time to make sure your coverage is up to par. Pre Existing Conditions and Full Disclosure Before being approved for any insurance coverage all applications are looked ... Read More »

What the Insurance Companies Aren’t Telling You About Your Premium

Although insurance companies offer peace of mind to the policy holders, it is important for all customers to remember that they are for profit companies, and accordingly your own personal interest is not their number one priority. Consequently, any insurance company will capitalize on every opportunity to extract money from its customers. The primary source of income for an insurance ... Read More »

Long-term Care Insurance: 12 Questions To Ask

Considering these factors, long-term care insurance may be the most important purchase you ever make. Unfortunately, long-term care insurance policies are complex, and seemingly minor details can make a tremendous difference in the level of care you eventually receive. You’ll need to sample a variety of policies, ask lots of questions and have your broker or agent explain the intricacies ... Read More »

Two Great 30 Year Term Insurance Policies

I recently did some research on the development of the 30 year term insurance policy over the years. What I learned was quite interesting. Because of the tremendous interest in term insurance the life insurance companies have greatly improved this policy. Think about it, you graduate college, you probably get married after you get a good job and accumulate some money either ... Read More »